Letter from our Chairman

Letter from our Chairman

Welcome to the Cadence Bancorporation investor relations website. We hope it will be useful to you as you consider your investment options.

A step back might be helpful to understand how Cadence came to be. Cadence was formed in 2009 by respected banking industry veterans, and I joined shortly after their initial conversations. We secured $1.0 billion of capital commitments in 2010 and built the franchise on the heels of three successful acquisitions: Cadence Bank, N.A. in March 2011, the franchise of Superior Bank in April 2011 and Encore Bank, N.A. in July 2012.

The members of the original investor pool are primarily public pension funds and university endowments, and their support and encouragement have been invaluable. Additionally, those banking leaders who had the vision for this bank have formed the backbone of our board of directors.

Today, Cadence is a growth-oriented commercial relationship bank that provides a variety of deposit products and lending services to commercial and consumer customers, as well as wealth management, insurance and private banking services.

Our culture is built around being responsive to customer needs. This commitment to unmatched customer service is what provides us with our greatest competitive advantage, and contributed to more than $4.5 billion in organic growth in less than five years.

Supported by an infrastructure designed for a larger bank, our growth has been driven by top-level talent and a laser focus on long-term client relationships and differentiated service. Going public is the next step of our incredible journey – and we believe the trajectory we have set is outstanding. We hope this site helps you capture even more of our story and gives you transparent information into our banking model and the results of our operations. Do not hesitate to reach out if you have additional questions, comments or suggestions.

In the meantime, welcome to Cadence Bancorporation!

Sincerely,

Paul B. Murphy, Jr.
Chairman and CEO
Cadence Bancorporation

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